Career Opportunities at Zarai Taraqiati Bank Limited: Risk Management Roles
Zarai Taraqiati Bank Limited (ZTBL) is seeking accomplished professionals to join their dynamic team, offering a platform for career advancement in a challenging financial environment. These positions are ideal for individuals with a proven track record looking to contribute to a leading financial institution and drive transformation. We are actively recruiting for specialized roles within risk management and analytics, promising competitive remuneration and a growth-oriented work culture. This is a prime opportunity for experienced individuals to leverage their expertise and make a significant impact.
| Jobs Date Posted: | 30 July, 2026 |
| Jobs Last Date to Apply: | 30 August, 2026 |
| Industry: | Banking |
| Jobs Industry Type: | Government |
| Job Hiring Organization: | Zarai Taraqiati Bank Limited (ZTBL) |
| Occupational Category: | Risk Management |
| Employment Type: | full-time |
| Advertisement Source: | ZTBL Website |
| Job Location: | Islamabad |
| Country of Appointment: | Pakistan |
| Postal Code: | 44000 |
| Employer Department: | Recruitment & Selection |
| Employer Contact Phone: | +92519252724 |
| Employer Address: | Head Office, Islamabad |
| Street Address: | Head Office |
Further Details
ZTBL invites applications for several key roles in its risk management division. The bank emphasizes professional development and offers a stimulating work environment for talented individuals. Successful candidates will be instrumental in strengthening the bank's risk culture and operational efficiency. These government sector jobs offer a chance to advance your career within a reputable financial institution known for its commitment to excellence and employee growth. Explore these exciting openings and apply to be part of our dedicated team.
Career Opportunities at Zarai Taraqiati Bank Limited
Zarai Taraqiati Bank Limited (ZTBL), a distinguished financial institution renowned for its 'AAA' rating, is actively seeking dynamic and challenge-oriented professionals to join its expansive network. With over 500 branches nationwide, ZTBL is committed to transformation and is inviting applications for specialized roles within its risk management and analytics departments. This is an excellent opportunity for individuals with a robust track record to contribute to a leading organization and advance their careers in a supportive and growth-focused environment.
ZTBL is dedicated to fostering a culture of excellence and innovation, providing a platform for professionals to enhance their skills and expertise. The bank offers market-competitive remuneration and is an equal opportunity employer, encouraging applications from females and Persons with Disabilities (PWDs). Additionally, Apply for Risk Analyst in Islamabad are available for qualified candidates. Successful candidates will play a vital role in strengthening ZTBL's operational resilience and strategic objectives. Explore these exciting career prospects and become part of a premier financial institution.
- Key Roles Available: Head Operational Risk Unit, Manager IFRS-9 & Risk Analytics, Environment Risk Officer, Market & Liquidity Risk Analyst.
- Experience Required: Minimum 3 to 10 years of relevant banking experience, depending on the position.
- Qualifications: Minimum Bachelor's degree from an HEC-recognized institution; professional qualifications like CA or ICMA are also considered for specific roles.
- Location: Primarily based at ZTBL Head Office, Islamabad.
- Application Deadline: August 30, 2026.
Skills
- Exceptional leadership and team-building skills
- Well conversant with SBP Prudential Regulations & Guidelines
- Knowledge of banking products, policies and procedures
- Excellent verbal and written communication skills
- Proficiency MS Office & databases
- Sound knowledge of Islamic banking
- Ability to work in a team
- Strong organizational abilities
- Analytical skills
- Problem-solving abilities
Duties and Responsibilities:
- Lead and manage the Operational Risk Unit in identifying, assessing, monitoring, and mitigating operational risks across the bank and strengthen risk culture through training and awareness programs
- Implement Operational Risk Management Framework (ORMF) across the Bank
- Design & Oversee Risk & Control Self-Assessments (RCSA), Key Risk indicators (KRI'S) and maintain bank wide risk registers and conduct scenario analysis
- Supervise bank wide accurate recording and reporting of Loss Data, root cause analysis, and risk mitigation initiatives
- Support business units in embedding risk awareness and ensuring effective implementation of operational risk controls
- Develop internal stress-testing scenarios in area of Operational risks and Climate Risks
- Monitor bank wide tolerance and appetite levels in Operational Risk
- Prepare agenda items, dashboards for reports to senior management/risk committees covering model risk exposures, operational loss trends, and control effectiveness
- Liaison up with internal and external auditors and regulators on model operational risks
- Ensure compliance Operational risk regulations with reference to SBP and Basel II/III guidelines
- Assess and Review operational risk implications of new products, processes, and systems prior to launch
- Review operational and concentration risk associated with outsourcing arrangements, in line with SBP's Outsourcing Risk Management guidelines
- Managing & implementing the ongoing quarterly production of IFRS 9 expected credit losses using ZTBLs Model, whilst providing insight and analytics
- Developing additional IFRS 9 ECL models and/or PDILGD scorecards should the Bank widen its product offerings
- Enhancing IFRS 9 model monitoring and management information packs to allow Bank's senior management to understand new and potentially even more complex products and investments in the future
- Provide the lead in setting out and cascading IFRS 9 standards and requirements to the Bank's due diligence teams and processes to ensure that new delivery partners will provide the necessary data and model output for IFRS 9
- Work with ZTBL's finance team to ensure the relevant journal balance movements reconciliations, Mi reports and the Bank's annual report and accounts entries are produced in line with IFRS 9 and the Bank's financial reporting timelines
- Monitoring of ongoing model inputs, assumptions and data for successful model output
- Work as a team in development of new models and back testing of the existing models
- Providing and presenting advanced analytical insights to the business teams and Senior Stakeholder, in addition to explaining new technical concepts when necessary and ensuring that IFRS 9 standards and requirements are cascaded and met across the organization
- Formulating and development of environment & social risk management procedures to identify and assess environmental risks
- Work on the Environmental & Social Risk Management Framework as per SBP guidelines
- Ensure compliance with audit and inspection reports/observations
- Focal person representing Risk Management for coordination on matters regarding Green-banking guidelines of SBP
- Provide input on environmental risks management for new products and services where required and periodic reporting
- Working and updating ZTBL Environmental Risk Management procedure according to the Green banking guidelines of SBP
- Assist in development of required reporting
- Preparation of Market and Liquidity Risk Dashboard for the bank
- Preparation of Basel Reports Stress testing, CAR, LCR, NSFR, etc
- Preparation of ALCO Packs for deliberation in ALCO meetings
- Review & Analysis of treasury Portfolio, Policy & Product periodic basis
- Preparation of periodical Risk Reports VAR, Sensitivity, Duration, MTM etc
- Monitoring treasury activities to reduce Market & Liquidity Risk
- Any other task assigned by the management
How to apply
- Prepare Your Application: Ensure you have a detailed Curriculum Vitae (CV) and all necessary educational documents, including HEC-recognized Bachelor's degrees or relevant professional qualifications (CA, ICMA).
- Visit the ZTBL Careers Portal: Access the official ZTBL website at https://www.ztbl.com.pk/jobs to navigate to the careers section.
- Submit Your Application Online: Complete the online application form accurately and submit it before the closing date of August 30, 2026. Only online submissions will be considered.
- Review Eligibility Criteria: Carefully check the age limits and experience requirements specified for each position to ensure you meet the basic eligibility criteria before applying.
- Note on Interviews: Short-listed candidates will be contacted for interviews. Please note that no Travel Allowance (TA) or Daily Allowance (DA) will be admissible for attending interviews.
- Important Information: ZTBL reserves the right to accept or reject any application without providing a reason. Individuals dismissed or terminated for disciplinary reasons or convicted by a court of law are not eligible to apply.
- Contact for Queries: For any further inquiries, please reach out to the Head (Recruitment & Selection) at ZTBL Head Office, Islamabad, via phone at 051-9252724.
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