Career Opportunities: Unit Head - Credit Card Reconciliation at Bank of Punjab

Further Details

Explore exciting career opportunities at The Bank of Punjab, a leading private sector bank in Pakistan. We are hiring for the position of Unit Head - Credit Card Reconciliation, a key role within our Operations Group. This role demands a minimum of 9 years of banking or non-banking experience, coupled with a Bachelor's degree from an HEC-recognized institution. The position is based in Lahore and offers a competitive remuneration package. Join our team and contribute to the growth of one of Pakistan's fastest-growing banks.

Career Opportunities in Banking: Unit Head - Credit Card Reconciliation

The Bank of Punjab, a leading financial institution in Pakistan, is offering a significant career opportunity for an experienced professional to join its Credit Cards & Digital Banking Operations Division. This role is crucial for ensuring the accuracy and efficiency of credit card and merchant settlement processes. We are seeking candidates with a strong track record in banking operations and a commitment to excellence.

This position is ideal for individuals looking to advance their careers in the banking sector, contributing to the operational success of one of Pakistan's fastest-growing banks. The Bank of Punjab is an equal opportunity employer, encouraging applications from all qualified individuals.

• Position: Unit Head - Credit Card Reconciliation
• Location: Lahore
• Experience Required: Minimum 9 years in banking/non-banking experience
• Qualification: Minimum Bachelor's or equivalent degree from an HEC recognized local/foreign university
• Age Limit: Up to 55 years as on date of application
• Application Deadline: November 12, 2026

Skills

• • Lead and supervise daily, weekly, and monthly reconciliation of credit card & merchant settlements, MDR, and interchange fees
• • Oversee both sides of the card business, including cardholder transactions and acquiring (merchant settlements and POS networks)
• • Maintain strong relationships and communication with scheme providers (Visa, MasterCard, UPI) and third-party processors
• • Monitor daily transactions to detect, investigate, and escalate potential misuse, system errors, or unauthorized charges
• • Identify systemic processing flaws or errors by working closely with vendors, IT, and core banking teams
• • Lead automation initiatives to transition manual tracking to specialized reconciliation software platforms
• • Design and deliver regular training updates regarding card network rules and operational controls
• • Prepare and present comprehensive management reports outlining aging breaks, open risks, and financial impacts

Duties and Responsibilities:

• • Supervise daily, weekly, and monthly reconciliation of credit card and merchant settlements
• • Manage interchange fees and processor statements
• • Oversee cardholder transactions and merchant settlements
• • Maintain communication with scheme providers and third-party processors
• • Monitor transactions for potential misuse and system errors
• • Identify and resolve processing flaws and errors
• • Lead automation efforts for reconciliation processes
• • Train teams on card network rules and operational controls
• • Prepare management reports on aging breaks, risks, and financial impacts

How to apply

• Interested candidates are invited to apply online through the Bank of Punjab's official career portal.
• Please visit the following link to submit your application: https://www.rozee.pk/company/the-bank-of-punjab-bop
• Ensure all required documents, including your CV and educational certificates, are readily available for the online application process.
• Only shortlisted candidates will be contacted for interviews.
• No TA/DA will be admissible for the interview process.
• The Bank of Punjab reserves the right to accept or reject any application without assigning any reason.
• The deadline for submitting applications is November 12, 2026.

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