Exciting Career Opportunities at Zarai Taraqiati Bank Limited (ZTBL) for Risk Professionals

Further Details

Zarai Taraqiati Bank Limited (ZTBL), a prominent financial institution with a nationwide presence, is announcing exciting career opportunities for experienced professionals. These roles are designed for individuals eager to contribute to transformation within a challenging environment. The bank is focused on attracting top talent to enhance its operational capabilities and maintain its leadership in the financial sector. These opportunities are ideal for those looking to advance their careers in Pakistan's banking industry. Successful candidates will benefit from these latest jobs. The organization values diversity and inclusion, actively promoting applications from all eligible candidates. ZTBL is known for its commitment to professional growth and offers a competitive remuneration package. This is a significant chance for talented individuals to secure a reputable position within a well-established financial entity. Embark on a fulfilling career journey with ZTBL and make a substantial impact. Explore specialized positions in risk analytics and management that demand sharp analytical skills and strategic foresight. ZTBL provides a robust platform for skill development and career progression, ensuring employees remain at the forefront of industry best practices. These vacancies underscore ZTBL's strategic objective of strengthening its workforce with highly capable individuals to drive future success.

ZTBL Career Opportunities: Become a Leading Financial Analyst

Zarai Taraqiati Bank Limited (ZTBL) is presenting compelling career openings for skilled professionals within its robust financial operations. As a highly-regarded 'AAA' rated institution with a widespread network, ZTBL is committed to driving transformation through its talented workforce. These positions offer a unique chance for individuals to contribute their expertise in risk analytics and management, fostering professional growth within Pakistan's vibrant banking sector.

ZTBL is an equal opportunity employer, actively encouraging applications from all backgrounds, including females and individuals with disabilities. The bank offers a competitive remuneration package and a dynamic work environment conducive to learning and development. This is an excellent opportunity for ambitious candidates to join a leading financial institution and elevate their career trajectory.

Key Job Positions:

• Manager IFRS-9 & Risk Analytics (AVP-I/AVP)
• Environment Risk Officer (OG-II)
• Market & Liquidity Risk Analyst (OG-II)

Essential Requirements:

• Experience: Minimum 8 years for Manager IFRS-9, 3 years for Environment Risk Officer and Market & Liquidity Risk Analyst.
• Qualifications: Bachelor degree from HEC recognized university; professional qualifications like CA, ICMA are also considered for Manager IFRS-9.
• Age Limit: Maximum 45 years for AVP-I/AVP, 35 years for OG-II positions.

Skills

• Minimum 8 years' experience in Bank/Financial Institutions for Manager IFRS-9 & Risk Analytics
• Minimum 3 years' relevant experience for Environment Risk Officer
• Minimum 3 years' relevant experience in Bank/Financial Institutions, including one-year experience in Market Risk and Liquidity Risk Management for Market & Liquidity Risk Analyst
• Proficiency in IFRS 9 model implementation and reporting
• Ability to develop IFRS 9 ECL models and PD/LGD scorecards
• Skills in enhancing IFRS 9 model monitoring and information packs
• Ability to cascade IFRS 9 standards and requirements
• Expertise in journal balance reconciliations and MI reporting
• Competency in model inputs, assumptions, and data analysis
• Experience in back-testing existing models
• Capability to present advanced analytical insights
• Strong understanding of financial concepts and technical explanations
• Formulation and development of environmental and social risk management procedures
• Proficiency in Environmental & Social Risk Management Framework
• Ability to ensure compliance with audit and inspection reports
• Skills in coordinating with stakeholders
• Ability to provide input on environmental risks for new products and services
• Experience in working with and updating environmental risk management procedures
• Assistance in development of reporting
• Preparation of Market and Liquidity Risk Dashboards
• Expertise in preparing Basel Reports (Stress testing, CAR, LCR, NSFR)
• Skills in preparing ALCO Packs
• Proficiency in reviewing and analyzing treasury portfolios and policies
• Ability to prepare periodical Risk Reports (VAR, Sensitivity, Duration, MTM)
• Competency in monitoring treasury activities to reduce Market & Liquidity Risk

Duties and Responsibilities:

• Managing and implementing quarterly production of IFRS 9 expected credit losses using ZTBLs Model
• Providing insights and analytics on credit losses
• Developing additional IFRS 9 ECL models and/or PD/LGD scorecards
• Enhancing IFRS 9 model monitoring and management information packs
• Understanding new and complex products and investments
• Setting out and cascading IFRS 9 standards and requirements
• Ensuring new delivery partners provide necessary data and model output
• Working with ZTBL's finance team for journal balance reconciliations and MI reports
• Producing annual report and accounts entries in line with IFRS 9 and financial reporting timelines
• Monitoring ongoing model inputs, assumptions, and data for successful model output
• Working as a team in development of new models and back testing of existing models
• Providing and presenting advanced analytical insights to business teams and Senior Stakeholder
• Explaining new technical concepts and ensuring cascading of IFRS 9 standards and requirements
• Formulating and developing environment & social risk management procedures
• Identifying and assessing environmental risks
• Working on the Environmental & Social Risk Management Framework
• Ensuring compliance with audit and inspection reports/observations
• Acting as a focal person representing Risk Management for coordination
• Providing input on environmental risks management for new products and services
• Working on and updating ZTBL Environmental Risk Management procedure
• Assisting in the development of required reporting
• Preparing Market and Liquidity Risk Dashboards for the bank
• Preparing Basel Reports (Stress testing, CAR, LCR, NSFR, etc.)
• Preparing ALCO Packs for deliberation in ALCO meetings
• Reviewing and analyzing treasury portfolios, policy & product periodic basis
• Preparing periodical Risk Reports (VAR, Sensitivity, Duration, MTM, etc.)
• Monitoring treasury activities to reduce Market & Liquidity Risk

How to apply

How to Submit Your Application for ZTBL Career Opportunities

• Application Portal: Interested candidates are required to apply online exclusively through the official ZTBL careers website.
• Website: Visit https://www.ztbl.com.pk/jobs to access the application portal.
• Deadline: Ensure your online application is submitted on or before 25 October, 2026. Late submissions will not be considered.
• Required Documents: While not explicitly listed, candidates should prepare their updated Curriculum Vitae (CV), educational degrees and certificates, CNIC, and any other relevant supporting documents.
• Eligibility Criteria: Please review the eligibility and ineligibility criteria carefully before applying. Applicants dismissed or terminated by previous employers on disciplinary grounds, or convicted by a court of law, are not eligible.
• Interviews: Only short-listed candidates will be contacted for an interview. No TA/DA will be admissible for interview attendance.
• Contact for Queries: For any further inquiries regarding the application process or the positions, please contact the Head (Recruitment & Selection) at ZTBL Head Office, Islamabad.
• Contact Number: 051-9252724

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