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Head Liability Business Opportunity at ZTBL

Zarai Taraqiati Bank Limited (ZTBL) announces a significant career opportunity for a seasoned professional to lead its Head Liability Business division. This position offers a challenging environment for individuals adept at driving growth and transformation within a leading financial institution. We are seeking candidates with a strong track record in banking and financial services to shape our liability portfolio and customer engagement strategies. This role requires a strategic thinker capable of developing and implementing innovative products and campaigns. The ideal candidate will possess a deep understanding of market dynamics, competitive positioning, and profitability metrics, ensuring optimal growth across ZTBL's extensive network of branches. Additionally, Banking employment opportunities are available for qualified candidates. Join a dynamic team dedicated to excellence and customer satisfaction.

Private
full-time
Pakistan

Jobs Date Posted: 20 July, 2026
Jobs Last Date to Apply: 02 August, 2026
Industry: Banking
Jobs Industry Type: Private
Job Hiring Organization: Zarai Taraqiati Bank Limited (ZTBL)
Experience Required (In months): 144
Occupational Category: Management
Employment Type: full-time
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Job Location: Islamabad
Country of Appointment: Pakistan
Postal Code: 44000
Employer Department: Head Recruitment & Selection
Employer Contact Phone: 051-9252724
Employer Address: ZTBL, Head Office, Islamabad
Street Address: Head Office
🎓 Qualifications Required
BA

Further Details

Join Zarai Taraqiati Bank Limited (ZTBL), a highly-rated financial institution, as Head of Liability Business. This pivotal role is ideal for experienced banking professionals seeking to impact business strategy and product development. The organization is actively seeking applications for this important position, emphasizing an individual's capability to drive deposit mobilization and enhance customer relationships through innovative approaches. The role involves managing operations across over 500 branches, requiring strong leadership and strategic acumen. This represents a prime opportunity for career advancement within the private sector financial industry.

ZTBL Announces Head Liability Business Opportunity

Zarai Taraqiati Bank Limited (ZTBL), a distinguished 'AAA' rated financial institution, is actively seeking talented professionals for the pivotal position of Head Liability Business. This role is crucial for driving the bank's growth and transformation initiatives across its extensive network of over 500 branches nationwide. We are looking for energetic, challenge-oriented individuals with a proven track record in the banking and financial services sector to spearhead our liability division and contribute to our ongoing success.

The ideal candidate will be responsible for developing and implementing robust deposit mobilization strategies, formulating innovative liability products, and ensuring optimal pricing and profitability. This is a prominent career opportunity within the private sector, offering competitive remuneration and significant potential for professional development. Join ZTBL and make a substantial impact on the future of banking in Pakistan.

  • Job Title: Head Liability Business (VP/SVP-I/SVP)
  • Qualifications: Minimum Bachelor degree from an HEC recognized Institute/University (National/ International)
  • Experience: Minimum 12 years in Bank/Financial Institutions
  • Age Limit: Maximum 50 years as on closing date
  • Location: ZTBL, Head Office, Islamabad
  • Application Deadline: 02-Aug-2026

Skills

  • Developing and implementing deposit mobilization strategies
  • Formulating innovative liability products and campaigns
  • Ensuring optimal product pricing and profitability
  • Driving deposit growth across branches
  • Designing and rolling out marketing and engagement initiatives
  • Building strong client relationships
  • Leveraging digital channels for deposit mobilization
  • Providing leadership and motivation
  • Monitoring branch performance and ensuring accountability
  • Ensuring adherence to regulations and policies
  • Maintaining oversight of deposit pricing and profitability metrics
  • Implementing effective risk management practices

Duties and Responsibilities:

  • Develop and implement deposit mobilization strategies
  • Formulate innovative liability products and campaigns tailored to diverse customer segments
  • Ensure optimal product pricing, competitive positioning, and profitability of the liability portfolio
  • Drive deposit growth across all 501 branches by setting regional and branch-level targets
  • Design and roll out marketing, awareness, and customer engagement initiatives to attract low-cost deposits (CASA) and long-term funds
  • Build and maintain strong relationships with key clients, institutional depositors, and government bodies
  • Leverage digital channels and alternative delivery platforms to enhance deposit mobilization
  • Provide leadership, guidance, and motivation to Regional Business Heads (RBHs) and Branch Managers
  • Monitor branch performance and ensure accountability through structured review mechanisms
  • Ensure adherence to SBP regulations, internal policies, and compliance standards for liability products
  • Maintain oversight of deposit pricing, cost of funds, and profitability metrics
  • Implement effective risk management practices in liability business operations

How to apply

  • Application Method: Interested candidates are required to apply online exclusively through the official ZTBL careers website.
  • Website: https://www.ztbl.com.pk/jobs
  • Submission Window: Ensure your online application is submitted by the closing date of August 02, 2026. Only online submissions received by this deadline will be considered.
  • Required Documents: While not explicitly listed, candidates should be prepared to submit their updated CV, educational certificates, and any other relevant professional documents upon request.
  • Queries: For any queries related to recruitment or this specific vacancy, please contact the Head Recruitment & Selection department at ZTBL Head Office, Islamabad.
  • Contact Information: Phone: 051-9252724
  • Important Note: The Bank reserves the unconditional right to accept or reject any application without providing a reason. Applicants convicted by any court of law are not eligible.


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