Head of Liability Business Opportunity at ZTBL

Further Details

ZTBL, a prominent financial institution, is recruiting for a Head of Liability Business. This role is crucial for enhancing deposit mobilization and product development across its vast branch network. The position requires a strategic leader capable of driving profitability and market competitiveness. The selected candidate will oversee the formulation and execution of innovative liability products and marketing campaigns. Responsibilities include managing pricing strategies, fostering strong client relationships, and ensuring adherence to regulatory standards. This is a significant career opportunity within the private sector banking industry. ZTBL is an equal opportunity employer, offering competitive compensation and a conducive work environment. Interested individuals with the requisite experience and qualifications are encouraged to apply through the official ZTBL website.

Head of Liability Business - ZTBL Career Opportunity

Zarai Tar মনোziati Bank Limited (ZTBL), a leading financial institution, is seeking a dynamic and experienced professional for the position of Head of Liability Business. This role is critical for driving strategic growth and innovation within the bank's extensive network. The ideal candidate will possess a strong background in banking and a proven ability to lead transformative initiatives.

This senior management position offers a unique opportunity to shape the bank's liability portfolio, focusing on product development, pricing strategies, and customer engagement. The role requires exceptional leadership skills to guide regional teams and ensure operational excellence across all branches.

• Job Title: Head Liability Business (VP / SVP-I/SVP)
• Number of Positions: 1
• Minimum Experience: 12 years in Bank/Financial Institutions
• Required Qualification: Minimum Bachelor degree from HEC recognized Institute/University
• Maximum Age Limit: 50 Years
• Location: Head Office, Islamabad
• Application Deadline: 02-Aug-2026
• Key Responsibilities: Deposit mobilization, product innovation, pricing strategy, relationship management, team leadership.
• Benefits: Competitive remuneration and professional growth opportunities.

Skills

• Strategic development and implementation of deposit mobilization
• Formulation of innovative liability products and campaigns
• Pricing, competitive positioning, and profitability management
• Driving deposit growth across branches
• Marketing, awareness, and customer engagement initiatives
• Building and maintaining strong relationships with key clients and institutions
• Leveraging digital channels and alternative delivery platforms
• Leadership, guidance, and motivation of Regional Business Heads and Branch Managers
• Monitoring branch performance and ensuring accountability
• Adherence to SBP regulations, internal policies, and compliance standards
• Oversight of deposit pricing, cost of funds, and profitability metrics
• Implementation of effective risk management practices in liability business operations

Duties and Responsibilities:

• Develop and implement deposit mobilization strategies aligned with the Bank's overall business plan
• Train staff on sales procure and its implementation
• Formulate innovative liability products and campaigns tailored to diverse customer segments
• Ensure optimal product pricing, competitive positioning, and profitability of the liability portfolio
• Drive deposit growth across all 501 branches by setting regional and branch-level targets
• Design and roll out marketing, awareness, and customer engagement initiatives to attract low-cost deposits (CASA) and long-term funds
• Build and maintain strong relationships with key clients, institutional depositors, and government bodies
• Leverage digital channels and alternative delivery platforms to enhance deposit mobilization
• Provide leadership, guidance, and motivation to Regional Business Heads (RBHs) and Branch Managers
• Monitor branch performance and ensure accountability through structured review mechanisms (MIS, dashboards, KPIs)
• Ensure adherence to SBP regulations, internal policies, and compliance standards for liability products
• Maintain oversight of deposit pricing, cost of funds, and profitability metrics
• Implement effective risk management practices in liability business operations
• Undertake any other task assigned by the management

How to apply

• 💼 Prepare Your Application: Ensure you meet all eligibility criteria, including a minimum of 12 years of experience in banking/financial institutions and a Bachelor's degree from an HEC-recognized university. The maximum age limit is 50 years as of the closing date.
• 🌐 Visit the Official Website: Access the ZTBL careers portal at https://www.ztbl.com.pk/jobs.
• 📝 Submit Online Application: Complete the online application form accurately and submit it before the deadline of August 2, 2026. Only online submissions will be accepted.
• ⏳ Application Deadline: Ensure your application is submitted by 02-Aug-2026.
• 📌 Important Note: ZTBL is an equal opportunity employer. Shortlisted candidates will be contacted for interviews. No TA/DA will be admissible for interviews. The Bank reserves the right to accept or reject any application without assigning any reason. Applicants convicted by any court of law are not eligible to apply.
• 📞 For Queries: For any related queries, please contact Head Recruitment & Selection, ZTBL, Head Office, Islamabad at 051-9252724.

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