Fraud Investigation Officer at National Bank of Pakistan

Further Details

National Bank of Pakistan is now recruiting in . Apply for the position of Fraud Investigation Officer. The required qualification is Master, Bachelor, BE and LLB. This role is within the Banking industry. A bachelor degree is preferred. The application process commenced on 20 July, 2026 via Advertisement Image. Interested and eligible candidates must submit their applications before the deadline on 08 August, 2026. This is a prime opportunity to join a renowned organization. For a step-by-step application guide and full eligibility criteria, please see the official advertisement on https://www.jobseed.pk.

Fraud Investigation Officer at National Bank of Pakistan

We have an immediate opening for the post of Fraud Investigation Officer.

Key Requirements:

• Qualification: Master, Bachelor, BE, LLB
• Experience: 48 months minimum
• Vacancies: 1

This is a fantastic chance to work with a reputed organization and grow professionally.

Skills

• Excellent communication skills
• Strong organizational abilities
• Proficiency in Microsoft Office Suite
• Analytical skills
• Understanding of corporate banking products and credit risk
• Familiarity with SBP Prudential Regulations and credit policy frameworks
• Strong reporting, communication, and stakeholder management skills
• Ability to manage deadlines, multitask, and work independently
• Understanding of credit risk classification
• Proficient in MS Office suite, fraud prevention/detection/investigation tools
• Good understanding of business communication, presentation and analytical skills
• Ability to work in a fast-paced and deadline-driven environment
• Good communication, negotiation and report writing skills
• Ability to apply IT skills to understand and analyze data/digital evidence
• Understanding of Core Banking System (Profile)
• Good analytical skills with attention to detail
• Good communication and interpersonal skills
• Ability to coordinate with supervisor and prepare training needs analysis (TNA)

Duties and Responsibilities:

• Facilitate the implementation of internal and external quality assurance recommendations
• Supervise timely escalation of reportable/critical issues and periodical follow-ups
• Conduct audit of Management Internal Audit MIS, back office records and ensure the safekeeping of audit records
• Prepare audit documentation and hold pre-audit meetings with the audit committee
• Conduct internal audit program
• Raise audit issues and prepare internal audit reports for international audits
• Arrange the resolution of gaps identified in the audit reports by the Lead Reviewer
• Validate the rectification status of regulatory findings
• Follow up with Group / Corporate Centre for implementation of corrective actions and validations
• Conduct audit of Corporate / SME credit portfolios and Trade services including Trade finances, covering sanctioning, disbursement, utilization, and monitoring phases
• Conduct control tests to assess effectiveness of internal controls within the credit and trade services/finances process
• Evaluate business monitoring practices of Corporate / SME borrowers and identify early warning signal
• Check adherence to SBP Prudential Regulations, Internal Credit Policy Manuals and relevant circulars and identify instances of non-compliance and escalate material breaches to relevant stakeholders
• Analyze and interpret financial and non-financial information supporting audit conclusions
• Review financial analysis of obligors, with a focus on sustainability, leverage, liquidity and identify weak or deteriorating credit exposures and ensure they are escalated and addressed
• Review and finalization of Credit Risk Review (CRR) reports of Corporate Centre / Regions / other product programs and ensure accuracy and timeliness
• Ensure compliance with Audit & Inspection Group policies and credit manual
• Follow up with Group / Corporate Centre for escalation of issues and reports
• Perform any other assignment as assigned by the supervisor(s)
• Conduct audit of Management Audit Program as per the Internal Audit Manual
• Prepare Audit Planning Document and hold pre-audit meetings with the audit committee
• Conduct testing procedures for each control to be tested and for lapses observed to report in the internal audit report
• Validate the rectification status of regulatory findings
• Follow up and discuss Corrective Action Plan (CAP) with the management and process the CAP received
• Validate implementation of internal and external quality assurance recommendations and SBP inspection and external auditor's recommendations
• Perform effective management of internal audit MIS, back office records and ensure the safekeeping of audit records / audit working papers
• Conduct timely escalation of reportable/critical issues and their periodical follow-ups
• Ensure that all related documents (working papers of field audit and back office) for audits are uploaded in e-Audit
• Perform any other assignment as assigned by the supervisor(s)
• Conduct fair, thorough investigation into allegations of fraud, financial misconduct etc
• As per investigation plan
• Prepare investigation reports ensuring completeness, accuracy & quality
• Review and analyze records, identify and assess evidence and ensure safe handling thereof to prevent any unauthorized access / contamination to the records / items of evidential value
• Undertake field assignments / visits to branches / back offices for conducting investigations
• Investigate individuals / witnesses with information about fraud, analyze the relevant documentation and report findings & write a final report on the investigation conducted
• Review investigative work and investigation reports conducted by other investigators to ensure completeness, accuracy & quality
• Take review/confirmation from all the stakeholders of investigations & provide effective response to them
• Identify non-implementation of relevant bank policies & controls & suggest remedial measures
• Liaise with law enforcement authorities, legal counsels and court officials, where required
• Identify risk issues and provide recommendations to prevent recurrence of similar incidents
• Coordinate with Audit, Operational Risk, Human Resources and other stakeholders, where required
• Perform any other assignment as assigned by the Supervisor(s)
• Conduct audits of International Audit Program
• Hold meetings with the auditee management for the conduct of audits
• Raise audit issues and prepare internal audit reports for international audits
• Arrange the resolution of gaps identified in the audit reports by the Lead Reviewer
• Validate the rectification status of regulatory findings
• Follow up and discuss Corrective Action Plan (CAP) with the management
• Conduct audit of International Audits
• Prepare internal audit reports for international audits
• Validate the rectification status of regulatory findings
• Follow up and discuss Corrective Action Plan (CAP) with the management and concerned stakeholder(s)
• To facilitate the implementation of internal and external quality assurance recommendations
• To supervise effective management of internal audit MIS, back office records and ensure the safekeeping of audit records
• To ensure timely escalation of reportable/critical issues and periodical follow-up
• To validate the rectification status of regulatory findings
• To perform any other assignment as assigned by the supervisor(s)
• Conduct audit of Management Audit Program as per the Internal Audit Manual
• Prepare Audit Planning Document and hold pre-audit meetings with the audit committee
• Conduct testing procedures for each control to be tested and for lapses observed to report in the internal audit report
• Validate the rectification status of regulatory findings
• Follow up and discuss Corrective Action Plan (CAP) with the management and process the CAP received
• Validate implementation of internal and external quality assurance recommendations and SBP inspection and external auditor's recommendations
• Perform effective management of internal audit MIS, back office records and ensure the safekeeping of audit records / audit working papers
• Conduct timely escalation of reportable/critical issues and their periodical follow-ups
• Ensure that all related documents (working papers of field audit and back office) for audits are uploaded in e-Audit
• Perform any other assignment as assigned by the supervisor(s)
• Coordinate with supervisor and prepare Trainings Need Analysis (TNA) for A&IG
• Manage administrative matters including but not limited to handling leave sanction, joining and relieving of the employees, transfer/postings, maintaining and updating of staff strength, etc
• And any other staff related matters as assigned
• Assist in preparing annual budget and variance reports of the Group
• Assist in preparing Office Invoices for approval of expenditure incurred and their onward forwarding to accounts for payment
• Assist in preparing memos for Board Audit Committee (BAC) pertaining to Wing's Affairs
• Respond to the queries and provide information to relevant departments assigned by the supervisor
• Check and process overseas and inland transit allowance bills as and when required
• Check and compile staff appraisals for onward submission
• Perform any other assignment as assigned by the supervisor(s)

How to apply

How to Apply for Fraud Investigation Officer:

Interested candidates are invited to visit the official website of the National Bank of Pakistan for detailed information and to submit their applications online. Please ensure you meet all the eligibility criteria before proceeding with your application.

• Visit the Official Website: Navigate to the careers section of the National Bank of Pakistan's official website at www.sidathyder.com.pk/careers.
• Review Job Details: Carefully read the complete job advertisement and ensure you meet all the specified educational and experience requirements for the desired position.
• Online Application: Complete the online application form accurately and thoroughly. Ensure all provided information is correct and verifiable.
• Required Documents: Applicants may be required to upload scanned copies of their updated CV, educational certificates, CNIC, domicile, and any other relevant documents as specified in the application portal.
• Application Deadline: All applications must be submitted online within 10 working days from the date of advertisement publication. The last date to apply is 07 June, 2024.
• Equal Opportunity Employer: The National Bank of Pakistan is an equal opportunity employer and welcomes applications from all qualified individuals, regardless of gender, religion, or disability.
• No TA/DA: No travel or daily allowance will be admissible for test/interview.

Note: Applications received after the due date will not be considered. Please ensure your application is submitted well before the deadline.

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