Head Liability Business - VP/SVP-I/SVP Opportunity at ZTBL

Further Details

ZTBL, a distinguished 'AAA' rated financial institution with a broad operational footprint across Pakistan, is announcing career prospects for ambitious professionals. We are on the lookout for individuals who can serve as catalysts for change in a demanding industry, requiring a strong history of achievement and capability. Candidates meeting the essential qualifications are invited to apply for this significant position. The role of Head Liability Business involves spearheading the development and implementation of advanced strategies for deposit mobilization, crafting inventive financial products for varied client segments, and ensuring profitability within the liability portfolio. Applicants will be instrumental in expanding deposit bases, fostering key relationships, and upholding stringent regulatory compliance, reinforcing ZTBL's standing as a leading private company in Pakistan. Additionally, job openings are available for qualified candidates.

Career Opportunity: Head Liability Business at ZTBL

Zarai Taraqiati Bank Limited (ZTBL), a leading 'AAA' rated financial institution with a vast network of over 500 branches, is actively seeking experienced and high-achieving professionals. This role offers a unique chance to lead transformative initiatives within a challenging and dynamic banking environment. Candidates with a strong background in financial services and a commitment to driving business growth are encouraged to apply.

ZTBL is committed to fostering a diverse workforce and encourages applications from all eligible candidates. Competitive remuneration and opportunities for professional advancement are key aspects of this private sector position. Ensure your application is submitted online within the specified deadline.

• Position: Head Liability Business (VP / SVP-I / SVP)
• Location: Islamabad, Pakistan
• Experience Required: Minimum 12 years in Banking/Financial Institutions
• Minimum Qualification: Bachelor's degree from an HEC recognized institution
• Age Limit: Maximum 50 years as of the closing date
• Application Deadline: August 2, 2026

Skills

• Minimum 12 years' experience in Bank/Financial Institutions
• Minimum Bachelor degree from HEC recognized Institute/University
• Proven track record and capacity to perform as a catalyst for transformation
• Strategic leadership in liability business operations
• Expertise in deposit mobilization strategies
• Ability to formulate innovative liability products and campaigns
• Skills in optimal product pricing and competitive positioning
• Capability to drive deposit growth across multiple branches
• Experience in designing and executing marketing and awareness initiatives
• Strong relationship management with key clients, institutional depositors, and government bodies
• Proficiency in leveraging digital channels and alternative delivery platforms
• Leadership, guidance, and motivation skills for regional and branch heads
• Ability to monitor branch performance and ensure accountability
• Knowledge of SBP regulations, internal policies, and compliance standards
• Oversight of deposit pricing, cost of funds, and profitability metrics
• Experience in implementing effective risk management practices

Duties and Responsibilities:

• Develop and implement deposit mobilization strategies aligned with the Bank's overall business plan
• Train staff on sales procurement and its implementation
• Formulate innovative liability products and campaigns tailored to diverse customer segments
• Ensure optimal product pricing, competitive positioning, and profitability of the liability portfolio
• Drive deposit growth across all 501 branches by setting regional and branch-level targets
• Design and roll out marketing, awareness, and customer engagement initiatives to attract low-cost deposits (CASA) and long-term funds
• Build and maintain strong relationships with key clients, institutional depositors, and government bodies
• Leverage digital channels and alternative delivery platforms to enhance deposit mobilization
• Provide leadership, guidance, and motivation to Regional Business Heads (RBHs) and Branch Managers
• Monitor branch performance and ensure accountability through structured review mechanisms (MIS, dashboards, KPIs)
• Ensure adherence to SBP regulations, internal policies, and compliance standards for liability products
• Maintain oversight of deposit pricing, cost of funds, and profitability metrics
• Implement effective risk management practices in liability business operations
• Perform any other task assigned by the management

How to apply

• Application Submission: Interested candidates must apply exclusively through the official ZTBL online portal.
• Website: Visit https://www.ztbl.com.pk/jobs to submit your application.
• Deadline: Ensure your online application is submitted on or before the closing date of August 02, 2026.
• No Offline Applications: Only online submissions will be accepted; no other mode of application will be considered.
• Eligibility Verification: Candidates are advised to review the eligibility criteria carefully before applying.
• Selection Process: Short-listed candidates will be contacted for interviews; no TA/DA will be provided for the interview process.
• Employer Rights: ZTBL reserves the right to accept or reject any application without assigning any reason.
• Ineligibility: Individuals convicted by any court of law are not eligible to apply.
• For Inquiries: Contact Head Recruitment & Selection at ZTBL Head Office, Islamabad, at 051-9252724 for any related queries.

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