National Bank of Pakistan Announces Career Opportunities for Experienced Professionals

Further Details

National Bank of Pakistan is offering significant career opportunities for seasoned professionals in the Risk Management sector. As a prominent government entity, the bank is dedicated to supporting the nation's financial health and driving economic development. These roles are based in Karachi and are ideal for individuals seeking to enhance their professional journey. We are looking for individuals who can contribute to the bank's strategic objectives and uphold its commitment to excellence. If you are a results-oriented professional looking for a challenging and rewarding career, explore these vacancies and take the next step in your professional development. This position represents excellent National Bank of Pakistan employment opportunities in the region.

National Bank of Pakistan Career Opportunities

The National Bank of Pakistan is a leading government sector financial institution dedicated to supporting the nation's economic growth and financial well-being. We are currently seeking highly motivated and experienced professionals to join our esteemed organization in Karachi. These positions offer a significant opportunity for career development and to contribute to the bank's mission of becoming a future-fit, agile, and sustainable entity.

We are committed to providing a dynamic work environment that fosters professional growth and rewards performance. If you are a results-oriented individual with a passion for finance and risk management, we encourage you to explore these exciting career openings.

• Unit Head – Credit Policy (AVP / VP)
• Unit Head – Budget (AVP / VP)
• Credit Risk Officer (OG-I / AVP)

Key Highlights:

• Competitive compensation package and benefits.
• Opportunity to work with a reputable government bank.
• Professional development and career advancement prospects.
• Focus on credit policy, budgeting, and credit risk management.

Skills

• Knowledge of Corporate, Commercial, SME credit policies, credit procedures and SBP regulations
• Data and portfolio analysis
• Interpretation and comprehension of overall credit portfolio and highlight trends
• Interpersonal & writing skills
• Good Communication Skills
• Good team player with ability to prioritize and accomplish tasks
• Strong command of Microsoft Office Suite (MS Excel, Power Point, Word & Visio)
• Strong understanding of Departmental budgeting and Fixed assets / deadstock management
• Analytical skills in Excel, Power BI and other data visualization tools
• Understanding of credit risk, portfolio analytics and risk modeling
• Ability to work with cross-functional teams and manage deadlines

Duties and Responsibilities:

• To provide support for the development, maintenance, and revision of the Bank's credit policies and procedures ensuring that safe, sound, and compliant lending processes are in place that support the business growth in a responsible matter
• To support business by providing input for the evaluation of new and existing product programs
• To provide support in drafting new policy sections or revising existing ones
• This includes proposing clear procedures, guidelines, and credit standards for different financing segments
• To provide clarifications to internal stakeholders on the Bank's credit policies and procedures
• To coordinate with Auditors for the effective audit of the assigned function while ensuring prompt rectification of audit findings
• To perform any other assignment as assigned by the supervisor(s)
• To lead the budgeting function for both operating expenditures (OPEX) and (CAPEX) for the group, ensuring effective financial planning, control and reporting in line with organizational objectives and regulatory requirements
• To review the monthly MIS of expenses related to OPEX and CAPEX
• To supervise in the preparation of the annual budget in coordination with relevant divisions within the Group
• To coordinate with the Finance Department to reconcile and rectify incorrect expense entries against the approved budget
• To monitor and reconcile the actual expenditure statements and provide monthly / quarterly utilization and variance reports to Management
• To ensure that expenses during the year are in line with the approved budget
• To lead and reconcile records of dead stock and fixed assets in coordination with all stakeholders
• To perform any other assignment as assigned by the supervisor(s)
• To perform independent validation and periodic back-testing of Obligor Risk Rating (ORR) models and outcomes to ensure accuracy, stability, and regulatory compliance
• To demonstrate a sound understanding of credit risk concepts, including Probability of Default (PD), Exposure at Default (EAD), Loss Given Default (LGD), and Expected Credit Loss (ECL), along with their underlying methodologies and assumptions
• To support the calculation and review of regulatory Credit Risk-Weighted Assets (RWA) in accordance with the State Bank of Pakistan (SBP) Basel framework and applicable guidelines
• To assist in the preparation, review, and reconciliation of regulatory and management information system (MIS) reports, including exception and variance analysis, for submission to management and SBP
• To contribute to the preparation of responses to regulatory inspections, internal audits, and external audit observations
• To assist in the compilation, validation, and reconciliation of data used for regulatory capital calculations and related MIS's
• To support model governance activities, including documentation, model performance monitoring, and periodic reviews in line with internal policies and regulatory guidelines
• To coordinate with relevant Business Groups, Finance, and IT teams for data validation and reconciliation
• To support ongoing enhancements to credit risk models and reporting frameworks by identifying areas for improvement
• To perform any other assignment as assigned by the supervisor(s)

How to apply

• Application Process: Interested candidates are invited to visit the official website of the National Bank of Pakistan at www.sidathyder.com.pk/careers.
• Online Application: Apply online through the careers portal within 10 working days from the date of advertisement publication.
• Required Documents: Ensure your application includes a comprehensive CV, educational certificates, and any other relevant supporting documents as may be required.
• Eligibility Criteria: Candidates must meet the specified educational and experience requirements for each position.
• Selection Procedure: Shortlisted candidates will be invited for a test and/or panel interview.
• Important Note: Applications received after the due date will not be considered. No TA/DA will be admissible for test/interview.
• Equal Opportunity Employer: The National Bank of Pakistan is an equal opportunity employer and welcomes applications from all qualified individuals.

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