Unit Head Collection & Recovery (AVP/VP) at National Bank of Pakistan Karachi
Career opportunity at National Bank of Pakistan located in Karachi for the position of Unit Head Collection & Recovery (AVP/VP). This employment notice was announced on 10 May, 2024 through Advertisement Image. Candidates possessing a Master degree are encouraged to submit their application.
Interested individuals should apply directly to National Bank of Pakistan for these vacancies in the Banking and Finance division. The estimated application deadline is 28 May, 2026, but please verify the exact date in the official advertisement. To understand the application process and explore other job openings at National Bank of Pakistan, visit the official source or see more details on https://www.jobseed.pk.
| Jobs Date Posted: | 10 May, 2024 |
| Jobs Last Date to Apply: | 28 May, 2026 |
| Industry: | Banking |
| Jobs Industry Type: | Private |
| Job Hiring Organization: | National Bank of Pakistan |
| Experience Required (In months): | 72 |
| Occupational Category: | Banking and Finance |
| Employment Type: | contract |
| Advertisement Source: | Advertisement Image |
| Job Location: | Karachi |
| Address Region: | Sindh |
| Country of Appointment: | Pakistan |
| Postal Code: | 74200 |
| Employer Contact Email: | careers@sidathyder.com.pk |
Further Details
National Bank of Pakistan is now recruiting in Karachi. Apply for the position of Unit Head Collection & Recovery (AVP/VP). The required qualification is Master. This role is within the Banking industry. A postgraduate degree is preferred. The application process commenced on 10 May, 2024 via Advertisement Image. Interested and eligible candidates must submit their applications before the deadline on 28 May, 2026. This is a prime opportunity to join a renowned organization. For a step-by-step application guide and full eligibility criteria, please see the official advertisement on https://www.jobseed.pk.
Unit Head Collection & Recovery (AVP/VP) at National Bank of Pakistan
We have an immediate opening for the post of Unit Head Collection & Recovery (AVP/VP). The job location is Karachi.
Key Requirements:
- Qualification: Master
- Experience: 72 months minimum
- Vacancies: 1
This is a fantastic chance to work with a reputed organization and grow professionally.
Skills
- Strong understanding of SME, Commercial Financing, Trade Finance, Product Structuring, Banking Regulation and Market Dynamics
- Ability to lead a team
- Ability to manage multiple tasks, organize priorities and meet targets
- Proficient in MS Office Suite (Outlook, Excel, Word, PowerPoint)
- Strong understanding of Credit, General, Seasonal Lending, SBP PRs and Trade Finance
- Sound knowledge of Banking Regulations and Market Dynamics
- Strong understanding of Credit, General, Seasonal Lending, SBP PRs and Trade Finance
- Sound knowledge of Banking Regulations and Market Dynamics
- Sales management & strong interpersonal skills
- Geographical knowledge of the place of posting
- Strong verbal and written communication skills
- Sound knowledge of banking and lending products
- Proficient in MS Office suite (Word, PowerPoint & Excel)
- BI, SQL, SSIS Phyton, Report Builder, Power Query
Duties and Responsibilities:
- To develop and execute SME Marketing & Strategic Alliances strategy aligned with business growth objectives, brand positioning, customer acquisition targets, and SBP regulatory guidelines
- To lead the design and rollout of integrated marketing campaigns across digital, on-ground, and partner channels to enhance visibility of SME products and services, improve customer engagement, and increase product penetration
- To build and manage strategic partnerships with corporates, fintechs, aggregators, chambers of commerce, trade bodies, and ecosystem players to generate sustainable alliance-driven business opportunities
- To conduct market research, competitor benchmarking, and customer insights analysis to refine value propositions, strengthen brand visibility, and support targeted growth initiatives
- To monitor marketing campaign performance and alliance outcomes, ensuring continuous improvements to maximize visibility, market presence, and business impact
- To coordinate with internal stakeholders including product, credit, and operations teams to ensure alignment of marketing initiatives with business delivery capabilities
- To ensure compliance with internal policies, regulatory requirements, and bank-wide branding standards across all marketing and alliance activities
- To perform any other assignment as assigned by the supervisor(s)
- To oversee and manage the SME General Financing portfolio, including working capital, trade-related, and general-purpose financing while ensuring balanced growth and strong asset quality
- To drive portfolio performance in alignment with approved targets, sectoral limits, risk parameters, and profitability objectives set by management
- To review and assign credit proposals, supervise credit analysts, ensure quality credit analysis, ensure quality and coordinate with RMG for timely approvals and resolution of credit-related matters
- To monitor portfolio utilization, yield generation, concentration risks, and overall performance to ensure portfolio sustainability and growth
- To support the Wing Head in setting annual business targets, portfolio strategy and sectoral allocation plans for SME Financing
- To support policy review, dissemination of procedures and implementation of credit guidelines across SME operations
- To facilitate capacity building of field staff through training, coaching and technical guidance on SME credit practices
- To manage overall team performance including appraisal processes, turnaround time monitoring
- And productivity improvement initiatives
- To perform any other assignment as assigned by the supervisor(s)
- To develop and execute the SME Collections & Recovery strategy aligned with portfolio quality objectives, risk appetite, and regulatory framework of the State Bank of Pakistan
- To conduct regular portfolio reviews, delinquency trend analysis, and recovery performance tracking to identify gaps and implement corrective measures for improved recovery outcomes
- To strengthen early warning systems and proactive monitoring mechanisms to identify stress signals and initiate timely corrective actions
- To drive digitalization of SME collections through implementation of collection systems, dashboards, automated reminders, and analytics-driven strategies
- To lead, mentor, and develop SME collections teams across regions to build a strong, performance-driven recovery culture and enhance recovery efficiency
- To coordinate with credit, risk, and legal functions to ensure effective resolution of non-performing exposures and recovery cases
- To ensure compliance with SBP regulations, internal policies, and recovery guidelines in all collections and recovery activities
- To perform any other assignment as assigned by the supervisor(s)
- To meet Commercial & SME assigned business growth and profitability targets of lending and trade business through marketing of new business relationships
- To establish, develop and maintain existing portfolio contributing to the overall client relationship strategy
- To prepare credit proposals along with financial analysis ensuring risk parameters are adequately addressed, industry overview, financial spreads and projections
- To recommend request for the approval of credit exposure for existing and fresh customers
- To conduct frequent visits and follow up with the customers and branches for timely recovery of markup/principal
- To prepare security documents in liaison with CAD and legal counsel for completion of disbursement formalities as per sanction advice
- To arrange disbursement after issuance of DAC
- To prepare credit related statistics and MIS for internal and external authorities
- To assist National Business Head in designing procedure for effective and efficient processing of loans in region/branch
- To closely monitor clients for identification of business opportunities and anticipate potential risks
- To proactively take action on possible risk issues and concerns
- To provide timely and accurate service & support for the retention of CSME customers
- To identify and recommend workflow and process alternatives leading to improve efficiency and service levels
- To adhere Bank's policies and regulatory requirements in terms of CSME financing
- To demonstrate and foster positive attitudes and trust among clients, prospects and employees
- To prepare Statement of Classified Advances (SCA) in coordination with credit staff
- To work with stakeholders regarding collection and recovery of loans
- To perform any other assignment as assigned by the supervisor(s)
- To monitor RM productivity, performance, and efficiency metrics through structured dashboards and reporting tools
- To track targets versus actual performance on a daily, weekly, and monthly basis, highlighting key variances and trends
- To identify underperforming regions, segments, and RMs, and recommend corrective actions for performance improvement
- To design, develop, and maintain interactive dashboards using Power BI, or Excel for performance monitoring
- To ensure timely updates of dashboards covering regional performance, RM productivity, and portfolio growth KPIs
- To standardize reporting formats and ensure consistency across all regions and business units
- To provide regular performance updates and actionable insights to Business Team and field leadership
- To support regional teams in understanding KPIs, metrics, and dashboard interpretation for better decision-making
- To coordinate with IT, Data, and Business teams to ensure seamless project delivery and alignment with business goals
- To ensure data integrity, accuracy, and consistency across all dashboards and reports
- To resolve data discrepancies proactively to maintain reliability of reporting systems
- To perform any other assignment as assigned by the supervisor(s)
How to apply
How to Apply for Unit Head Collection & Recovery (AVP/VP):
Follow these steps to apply for positions at National Bank of Pakistan:
- 🌐 Go to the official website www.sidathyder.com.pk/careers.
- 📝 Apply online within 10 working days from the date of publication.
- 📌 Make sure to submit your application before the deadline. Applications received after the due date will not be considered.
- 📅 Only candidates who meet the requirements will be contacted for any tests or interviews.
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