Head Collections & Recovery at The Bank of Punjab Lahore

Further Details

The Bank of Punjab is now recruiting in Lahore. Apply for the position of Head Collections & Recovery. The required qualification is Bachelor. This role is within the Banking industry. A bachelor degree is preferred. The application process commenced on 06 May, 2026 via Advertisement Image. Interested and eligible candidates must submit their applications before the deadline on 21 May, 2026. This is a prime opportunity to join a renowned organization. For a step-by-step application guide and full eligibility criteria, please see the official advertisement on https://www.jobseed.pk.

Head Collections & Recovery at The Bank of Punjab

We have an immediate opening for the post of Head Collections & Recovery. The job location is Lahore.

Key Requirements:

• Qualification: Bachelor
• Experience: 108 months minimum
• Vacancies: 1

This is a fantastic chance to work with a reputed organization and grow professionally.

Skills

• Manage divisional budget, including recovery costs and litigation expenses
• Track and analyze long-term financial health indicators
• Oversee deployment of recovery tools like Litigation and Out-of-Court Settlements
• Categorize portfolios into 'Big Ticket' and 'Mass Market' segments
• Set and annualize KPIs for Collections Unit Heads
• Conduct performance reviews based on roll-back rates and recovery targets
• Ensure performance integrity and utilize MIS for predictive analytics
• Liaise with Credit Initiation, FRMU (Fraud Risk), Card Operations, and Legal departments
• Maintain oversight of the Fraud Reporting mechanism
• Identify and escalate 'First-Payment Defaults' or 'Bust-out' fraud patterns

Duties and Responsibilities:

• Manage the divisional budget, including recovery costs, litigation expenses, and third-party agency commissions
• Track and explore long-term health indicators (NPL ratios, Provisioning, and Roll-rate trends) to ensure a sustainable and healthy credit book
• Oversee the effective deployment of recovery tools including Litigation, Out-of-Court Settlements, and Auctioning of seized assets
• Categorize the portfolio into 'Big Ticket' vs
• 'Mass Market' to allocate resources and specialized recovery strategies effectively
• Set annual and quarterly KPIs for Collections Unit Heads and conduct performance reviews based on roll-back rates and recovery targets
• Ensure the integrity of the Performance & Delinquency MIS
• Move beyond daily tracking to predictive analytics—identifying "Inflow" trends before they become defaults
• Act as the primary liaison with Credit Initiation, FRMU (Fraud Risk), Card Operations, and Legal to resolve systemic issues leading to defaults
• Maintain oversight of the Fraud Reporting mechanism, ensuring that Unit Heads are identifying and escalating "First-Payment Defaults" or "Bust-out" fraud patterns

How to apply

How to Apply for Head Collections & Recovery:

• Application Method: Online application is mandatory.
• Portal: Visit the official Bank of Punjab career portal at https://www.rozee.pk/company/the-bank-of-punjab-bop
• Required Documents: Ensure your CV and any supporting documents are up-to-date.
• Deadline: All applications must be submitted by May 21st, 2026.
• Important Note: Only shortlisted candidates will be contacted for interviews. The Bank of Punjab reserves the right to accept or reject any application without assigning any reason. This is an equal opportunity employer.

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