National Bank of Pakistan Career Opportunities: Digital Banking & SME Financing Roles

Further Details

The National Bank of Pakistan is embarking on a significant transformation, aiming to enhance its digital capabilities and support the growth of small and medium-sized enterprises. This government sector initiative seeks experienced professionals for key leadership roles in Digital Supply Chain Financing and Digital Consumer & SME Financing. These positions are crucial for modernizing banking operations and expanding financial inclusion. Join a prestigious government organization dedicated to national economic progress. We are looking for individuals who can lead product development, manage stakeholder relationships, and ensure regulatory compliance. This is an excellent opportunity for career advancement within a stable and reputable financial institution.

National Bank of Pakistan Career Opportunities

The National Bank of Pakistan is offering significant career opportunities for experienced professionals in its Digital Banking and SME Financing divisions. These roles are integral to the bank's strategic vision of becoming a future-fit, agile, and sustainable financial institution.

We are seeking individuals to lead key initiatives in Digital Supply Chain Financing and Digital Consumer & SME Financing. These positions require a strong understanding of the financial sector, digital technologies, and regulatory frameworks. Join us to contribute to the nation's economic growth and shape the future of banking in Pakistan.

Key Positions Available:

• Unit Head - Digital Supply Chain Financing (AVP / VP)
• Unit Head - Digital Consumer & SME Financing (Agri & LOS) (AVP / VP)

Essential Requirements:

• Minimum Graduation or equivalent from a recognized university.
• Master's degree in Supply Chain, Finance, Business Management, or related fields preferred.
• Minimum 06 years of relevant experience in banking, digital solutions, or SME/Commercial Lending.
• Expertise in digital ecosystems, cloud hosting, and fintech.
• Strong analytical and leadership skills.

Job Details:

Sr.#	Job Title	Required Qualifications	Location	Experience	Salary Range	Vacancies	Age Limit
01	Unit Head - Digital Supply Chain Financing (AVP / VP)	Bachelor, Master	Karachi	Minimum 06 years	Competitive	1	Not Specified
02	Unit Head - Digital Consumer & SME Financing (Agri & LOS) (AVP / VP)	Bachelor, Master	Karachi	Minimum 06 years	Competitive	1	Not Specified

Skills

• Strong knowledge of banking regulations
• Understanding of digital ecosystems
• Excellent communication and negotiation skills
• Ability to work in fast-paced, multi-stakeholder environments
• Product development expertise
• SCF ecosystem management
• Vendor management
• MIS reporting and analytical tools
• Digital solution implementation
• Leadership abilities
• Strong knowledge of digital lending platforms
• Data analytics skills
• Strong writing and presentation skills
• Ability to drive multi-dimensional API-driven journeys

Duties and Responsibilities:

• Lead development, management, and optimization of the Digital Supply Chain Financing (DSCF) platform
• Oversee implementation of SCF use cases, including Invoice Finance, PO Finance, Distributor Finance, and EWR-based financing
• Define and maintain Product Programs, SOPs, workflows, customer journeys, and risk controls
• Manage anchor clients (corporates, FMCGs, manufacturers, Agri-processors)
• Ensure supplier/distributor onboarding and ensure compliance with regulatory requirements
• Provide tailored SCF solutions based on anchor needs and ecosystem structure
• Ensure platform hosting aligns with the SBP Cloud Outsourcing Framework and internal Information Security policies
• Oversee secure handling of customer documents, scanned files, and sensitive credit information
• Conduct market research and competitor analysis to refine product features
• Manage product portfolio dashboards and performance reviews
• Drive asset growth and portfolio quality in consumer, SME, women-led SMEs, and Agri segments
• Identify high-potential sectors and geographic areas for expansion
• Improve approval rates through alternate data models, scoring tools, and digital analytics
• Develop dashboards and MIS for management review
• Manage relationships with Agri-tech firms, Fintech lending platforms, market aggregators, and corporate value chains
• Enable integration with digital platforms (APIs, LOS/LMS) through IT & vendor coordination
• Ensure full alignment with SBP's Prudential Regulations for SME & Agri, SBP schemes (e.g., Women Entrepreneurship Schemes, Agri Refinance)
• Ensure adherence to TAT standards and customer service SLAs
• Implement early warning systems and portfolio monitoring mechanisms
• Collaborate with Credit and Risk teams for underwriting, policy alignment, and risk assessments
• Support development of digital governance, audit & internal controls
• Ensure timely closure of audit recommendations
• Maintain complete traceability of loan files, digital trails, and operational logs
• Strengthen internal controls in digital lending operations
• Supervise Digital SME, Agri, and Consumer Lending staff within the Unit
• Provide coaching, training, and knowledge sharing
• Promote a high-performance, complaint, and customer-centric culture

How to apply

Interested candidates are invited to submit their applications online through the official recruitment portal. Please ensure you meet all the eligibility criteria before applying.

• 💼 Visit the Website: Navigate to the National Bank of Pakistan's careers section at www.sidathyder.com/pk/careers.
• 📝 Submit Application: Complete the online application form accurately and thoroughly.
• ⏳ Deadline: Applications must be submitted within 10 working days from the advertisement date. The closing date for applications is June 08, 2024.
• ⚠️ Important Note: Applications received after the due date will not be considered. No TA/DA will be admissible for interview purposes.
• 🎓 Eligibility: Only shortlisted candidates who meet the basic eligibility criteria will be contacted for panel interviews.
• 📌 Location: The positions are based in Karachi, Pakistan.
• 🌐 Equal Opportunity Employer: The National Bank of Pakistan is an equal opportunity employer and welcomes applications from all qualified individuals, regardless of gender, religion, or disability.

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