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Relationship Officer – Commercial Center (OG – II / OG – I) at National Bank of Pakistan

Career opportunity at National Bank of Pakistan located in for the position of Relationship Officer – Commercial Center (OG – II / OG – I). This employment notice was announced on 01 May, 2024 through Advertisement Image. Candidates possessing a Bachelor degree are encouraged to submit their application.

Interested individuals should apply directly to National Bank of Pakistan for these vacancies in the Management division. The estimated application deadline is 15 May, 2024, but please verify the exact date in the official advertisement. To understand the application process and explore other job openings at National Bank of Pakistan, visit the official source or see more details on https://www.jobseed.pk.

Private
Bachelor Degree
contract
Pakistan

Jobs Date Posted: 01 May, 2024
Jobs Last Date to Apply: 15 May, 2024
Industry: Banking
Jobs Industry Type: Private
Job Hiring Organization: National Bank of Pakistan
Occupational Category: Management
Education Requirements Bachelor Degree
Employment Type: contract
Advertisement Source: Advertisement Image
Country of Appointment: Pakistan
Employer Department: Inclusive Development and Commercial Center
Work Hours: Full-time
🎓 Qualifications Required

Further Details

National Bank of Pakistan is now recruiting in . Apply for the position of Relationship Officer – Commercial Center (OG – II / OG – I). The required qualification is Bachelor. This role is within the Banking industry. A bachelor degree is preferred. The application process commenced on 01 May, 2024 via Advertisement Image. Interested and eligible candidates must submit their applications before the deadline on 15 May, 2024. This is a prime opportunity to join a renowned organization. For a step-by-step application guide and full eligibility criteria, please see the official advertisement on https://www.jobseed.pk.

Relationship Officer – Commercial Center (OG – II / OG – I) at National Bank of Pakistan

We have an immediate opening for the post of Relationship Officer – Commercial Center (OG – II / OG – I).

Key Requirements:

  • Qualification: Bachelor
  • Vacancies: 1

This is a fantastic chance to work with a reputed organization and grow professionally.

Skills

  • Strong understanding of Credit Lending, Commercial Financing, Credit and Trade Finance
  • Sound knowledge of Banking Regulations and Market Dynamics
  • Geographical and client knowledge of the place of posting
  • Relationship Management and negotiation ability
  • Analytical, communication and problem-solving skills
  • Ability to manage multiple tasks, organize priorities and meet targets
  • Proficiency in MS Office and databases

Duties and Responsibilities:

  • To manage and grow a portfolio of Commercial clients by providing customized financial solutions, ensuring asset quality, maximizing revenue, and maintaining strong client relationships in line with the bank's credit and risk policies
  • To develop and implement business strategies to book quality assets in alignment with organizational goals
  • To promote the bank's financing products, including working capital, trade finance, and term loans
  • To manage and enhance existing client relationships to ensure portfolio retention and growth
  • To regularly review the financial health and performance of clients to identify potential risks and opportunities
  • To conduct periodic client visits and provide updates on portfolio performance
  • To analyze financial statements and business models of CB clients to assess creditworthiness
  • To structure and recommend appropriate financing solutions tailored to client needs
  • To prepare comprehensive credit proposals in compliance with internal policies and regulatory guidelines
  • To ensure credit facilities are approved within the risk appetite of the bank
  • To ensure adherence to internal credit policies, SBP regulations, and AML/KYC guidelines
  • To collaborate with internal stakeholders to provide seamless client service
  • To achieve financial and non-financial targets, including revenue, portfolio growth, and client satisfaction
  • To contribute to the bank's overall strategy by meeting Key Performance Indicators (KPIs)
  • To track early warning signals and initiate remedial measures for accounts showing stress
  • To actively monitor and manage classified and watch list portfolio to minimize credit losses
  • To engage with clients for restructuring, settlement or recovery of overdue exposure
  • To coordinate with recovery, SAMG and legal teams for resolution strategies, including negotiated settlements, rescheduling or legal action including transfer of relationship process of loss accounts to SAMG
  • To work closely with internal stakeholders such as Credit Risk, Operations, Treasury and recovery unit
  • To supervise and oversee overall operations of the unit and ensure that all activities are conducted strictly complying to the Bank's policies & procedures along with SBP Prudential Regulations
  • To perform any other assignment as assigned by the supervisor(s)

How to apply

How to Apply for Relationship Officer – Commercial Center (OG – II / OG – I):

  • 💼 Review Eligibility: Carefully read the detailed eligibility criteria, required skills, and responsibilities for each advertised position.
  • 📝 Prepare Application: Ensure you have a comprehensive CV/Resume, educational certificates, CNIC, and any other relevant documents ready.
  • 🌐 Visit Official Portal: Interested candidates are invited to visit the official careers portal of National Bank of Pakistan at www.sidathyder.com.pk/careers.
  • Submit Application Online: Apply online through the portal within 10 working days from the date of advertisement publication.
  • 📌 Application Deadline: The last date to submit applications is May 15, 2024. Applications received after this date will not be considered.
  • ⚠️ Important Note: No TA/DA will be admissible for test/interview. Applications are welcomed from all qualified individuals, regardless of gender, religion, or origin.
  • 📞 Contact Information: For further inquiries, please refer to the advertisement or the bank's official website.


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